WEALTH MANAGEMENT RISK PROFILE QUESTIONNAIRE

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Age Group *

Profession/Occupation *

Number of Dependents *

Annual Income *

Estimated Net Worth *

Investment Experience *

Question 1 of 12

What is your investment time horizon?

Short Term (Less than 3 years)

For immediate goals, emergency funds

Medium Term (3-7 years)

For goals like car purchase, down payment

Long Term (7-15 years)

For children's education, retirement planning

Very Long Term (15+ years)

For wealth creation, legacy planning

Question 2 of 12

What is your primary investment objective?

Capital Preservation

Protect my capital from inflation

Regular Income

Generate steady monthly/quarterly income

Balanced Growth

Moderate growth with some income

Wealth Creation

Maximize returns for long-term goals

Question 3 of 12

How secure is your current and future income?

Not Secure

Variable income, uncertain future

Somewhat Secure

Moderate stability, some uncertainty

Fairly Secure

Good stability with predictable income

Very Secure

Highly stable with strong prospects

Question 4 of 12

How would you react if your portfolio declined by 15%?

Sell Everything Immediately

Cannot tolerate any loss

Sell Some & Move to Safer Options

Limited tolerance for volatility

Hold and Wait for Recovery

Understand market cycles

Buy More at Lower Prices

See opportunity in corrections

Question 5 of 12

What is your investment knowledge level?

Beginner

New to investing, need guidance

Intermediate

Understand basics, some experience

Advanced

Experienced, make own decisions

Expert

Professional or frequent investor

Question 6 of 12

What percentage of income goes to loan EMIs?

More than 50%

High debt burden

30-50%

Moderate debt

10-30%

Manageable debt

Less than 10%

Low or no debt

Question 7 of 12

Which portfolio allocation are you comfortable with?

25% Growth / 75% Income

Max Loss: 8%, Potential Gain: 15%

40% Growth / 60% Income

Max Loss: 13%, Potential Gain: 21%

65% Growth / 35% Income

Max Loss: 17%, Potential Gain: 28%

80% Growth / 20% Income

Max Loss: 21%, Potential Gain: 33%

98% Growth / 2% Income

Max Loss: 26%, Potential Gain: 40%

Question 8 of 12

How important is investment protection?

Very Important

Protecting capital is main objective

Important

Small volatility acceptable for better returns

Somewhat Important

Reasonable volatility for higher returns

Not Particularly Important

Comfortable with volatility for maximum returns

Question 9 of 12

Imagine you made an investment of ₹10 lakhs. After a three-month period, the investment value has decreased. Which of these outcomes represents a loss that you would find financially and psychologically bearable?

Value of ₹7 lakhs (30% loss)

High risk tolerance, can withstand significant volatility

Value of ₹8 lakhs (20% loss)

Moderate to high risk tolerance

Value of ₹9 lakhs (10% loss)

Moderate risk tolerance

Value of ₹9.5 lakhs (5% loss)

Low risk tolerance, prefer capital preservation

Question 10 of 12

Assuming you have experienced this loss, how would you respond to this situation as an investor? What action would you take?

Invest more and average down

Increase your investment in the same asset, hoping the price will recover, thus lowering your average purchase price.

Sell all assets and exit the market

Liquidate your entire position to cut losses and preserve remaining capital.

Hold the position

Take no immediate action and wait for the market to potentially recover without investing further capital.

Re-evaluate and potentially rebalance

Analyze the reasons for the loss and decide whether to stay invested, reallocate funds to different assets, or sell some proportion based on your original investment thesis.

Question 11 of 12

How familiar are you with investments?

Not Familiar

Uncomfortable with complexity

Not Very Familiar

Basic understanding only

Somewhat Familiar

Understand basic factors

Fairly Familiar

Understand performance factors

Very Familiar

Use research for decisions

Question 12 of 12

What is your reliance on investment income?

No Reliance

Have other sufficient income

Minimal Reliance

Investment income supplements

Moderate Reliance

Rely somewhat on investment income

High Reliance

Rely heavily on investment income

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