CHECK YOUR FINANCIAL HEALTH – SELF ASSESSMENT Bamboo Roots Wealth - Financial Health Check (39 Q) Bamboo Roots Wealth — Financial Health Check 39-question diagnostic — score (0–100), detailed areas of concern and printable 3-page report. A — Personal & Household Name 1. Age 2. Number of financial dependents 3. Job Profile — tick applicable Govt Private Business 4. Annual gross income (₹) — Optional 5. Is spouse working? SelectYesNo B — Income, Budget & Savings 6. Monthly take-home pay (₹) — Optional 7. Monthly savings rate (% of take-home) Select <10% 10–20% >20% 7a. Monthly savings amount (₹) 8. Do you maintain an Emergency Fund? SelectNoYes 9. Where is your Emergency Fund kept? (select all that apply) Savings A/C FD / Chit Liquid MF / Sweep Stocks Other 10. Emergency fund size (months or ₹) 11. Do you have a budget for income & expenses? SelectNoYes 12. Are your monthly expenses less than 70% of income? SelectYesNo C — Awareness & Financial Literacy 13. Do you understand inflation & value after 10 years? SelectYesNo 14. Do you track & review financial goals annually? SelectYesNo 15. Do you feel confident making financial decisions? SelectHighMediumLow D — Insurance & Protection 16. Do you have Life Insurance? SelectNoYes - TermYes - Other 17. Life insurance cover (₹) 18. Do you have Health Insurance? SelectNoYes - IndividualYes - Family floater 19. Health insurance cover (₹) 20. Health policy age (years) Select<2 years>=2 years 21. Do you have investments in ULIP / LIC? SelectNoYes E — Investments 22. Primary investment mix — select all that apply Physical Gold Real Estate FD / Chit ULIP / LIC Mutual Funds Stocks 23. Did you ever calculate % returns from these schemes? SelectNoYes 24. Do you have investments in Land / Gold? SelectNoYes 25. Do you have digital gold / silver assets (SGB, gold mutual funds, ETFs, digital gold etc.)? SelectNoYes 26. Do you have any investments in Stocks / Mutual Funds? SelectNoYes 27. Are you getting returns above 12% over a 3 or 5-year period? SelectNoYes F — Tax & Compliance 28. Are you paying Tax on FD interest as per your IT slab? (Yes/No) SelectYesNo 29. How much did you pay Income Tax on FD interest (₹)? 30. Are you contributing to NPS / any pension schemes? SelectNoYes 31. Are you aware of returns from NPS schemes? SelectNoYes 32. Do you file Income Tax Returns regularly & on time? SelectNoYes G — Debt & Credit 33. Any outstanding personal / unsecured loans? SelectNoSome - manageableMultiple - high interest 34. Is your EMI burden >40% of monthly income? SelectNoYes 35. Do you pay your credit card bill in full every month? SelectAlwaysSometimesNever 36. Do you know your credit score? SelectNoYes H — Family & Estate 37. Have you shared investment details with spouse/children/dependents? SelectNoPartiallyFully 38. Have you added nominations to all investments? SelectNoneSomeAll 39. Do you have a Will / Estate Plan? SelectNoDrafted not registeredRegistered & updated Calculate Score & Analyse Reset Print Report Your Financial Health Score 0 / 100 0% Quick Consultation Recommendation
