Financial Education
Why Financial Education Matters
Empowering Indians with the right financial knowledge for a secure and prosperous future.
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⦿ Only a small percentage of Indians actively invest in financial markets.
⦿ Many rely on traditional options like FD, gold, or real estate without exploring better opportunities.
⦿ Increasing financial frauds highlight the urgent need for investor awareness and protection.
⦿ Lack of awareness often leads to debt traps, poor planning, and financial insecurity.
Program Modules
Seven focused modules — concise, practical, and goal-oriented.
1. Basics of Money Management
- Budgeting: How to track income and expenses.
- Good Debt vs. Bad Debt: Using loans wisely.
- Emergency Fund: Why every Indian household needs one.
- Smart Saving Habits: Small steps that create big results.
2. Savings & Investments
- Savings vs. Investments: Where should you park your money?
- Power of Compounding: How ₹1,000/month can turn into lakhs.
- Mutual Funds & SIPs: The simplest way to start investing.
- Common Mistakes Indians Make with Investments.
3. Insurance & Risk Protection
- Health Insurance: Why hospital costs can drain your savings.
- Life Insurance: Ensuring your family’s security.
- Term Insurance vs. Traditional Policies
- Avoiding mis-selling and fake promises.
4. Financial Planning for Life Goals
- Planning for Children’s Education & Marriage.
- Buying a Home the Smart Way.
- Retirement Planning: How to stay financially independent.
- Goal-Based Investing: Matching your investments to your dreams.
5. Investor Awareness & Safety
- How to identify frauds, scams, and Ponzi schemes.
- Understanding SEBI, RBI, and IRDAI regulations.
- Know Your Rights as an Investor.
- Risk vs. Return: How to avoid greed traps.
6. Tools & Resources
- SIP Calculators
- Goal-Based Calculators (Education, Retirement, Marriage)
- Budgeting Templates
- Knowledge Articles & Blogs
7. Workshops & Awareness Programs
- Online Webinars in simple Malayalam/Tamil/English/Hindi.
- Offline Awareness Camps in communities.
- Corporate Employee Financial Literacy Sessions.
- School & College Awareness Initiatives.
All sessions are delivered in simple language with local context and practical takeaways.