- 📊 NPS (National Pension Scheme) invests a good portion of its capital in Mutual Funds.
- 🌏 India is the world's 4th-largest economy, having surpassed Japan in 2025. We are on track to overtake Germany in the next 2–3 years 🚀
- 👶 You can invest in Stocks / Mutual Funds even in the name of a 6-month-old baby.
- 🏡 Build Your Wealth—And Your House—Tax-Free: Under Section 54F, when you sell assets like stocks, mutual funds, or land and invest the proceeds in building or buying one residential home in India, your capital gains can be fully exempt from tax, up to ₹10 crore.
- 🏦 In total assets, HDFC Bank and ICICI Bank rank 2nd and 3rd, right after SBI.
- ⏱ 10 minutes – That’s all you need to start a SIP using your mobile phone 📱.
- 🧮 Rule 72: Divide 72 by your annual return % → years needed to double your investment.
- 💡 Mutual funds and stocks are taxed only when you sell, while fixed deposits (FDs) are taxed every year on the interest earned. 📈💰
- 💡 Mutual Funds aren’t just for the rich. A SIP can be started with as low as ₹100/month.
- 📈 ₹1 Lakh invested in SBI Shares (Jan 2000) → approx. ₹40 Lakh today (incl. dividends). Same in SBI FD @10% → only ₹11 Lakh.
- 🔒 FDs promise safety, but taxes reduce your real return. Mutual Funds can beat inflation & taxes ✅
- 💸 Imagine saving ₹1 Crore today. After 20 yrs @7% inflation → just ₹25 Lakhs. That’s the hidden story of money.
- 📜 Mutual Funds are regulated by SEBI – more transparent than most products.
- 📈 ₹1 Lakh invested in HDFC Large Cap Mutual Fund(during year 2001) → approx. ₹80 Lakh today. Same in FD @10% → only ₹11 Lakh.
- 📉 Market crashes are opportunities, not threats. They allow you to buy top-quality stocks at discounts.